overview
Essentials Coverage for Every Restaurant
We’ve simplified insurance for restaurants down to the essentials—coverages that form the backbone of your business’s protection. These key policies are designed specifically to address the unique risks that restaurants face, letting you keep your focus on your passion for great food and service.
Guarding Against Everyday Accidents
(General Liability Insurance)
Protects you from slip-and-fall claims, property damage, and other daily risks in a bustling restaurant environment. Products/Completed Operations coverage, for liability due to foodborne illness, contamination, or allergy-related claims.
Supporting Your Team When Injuries Happen
(Workers’ Compensation )
Coverage for employee injuries, from burns to cuts, keeping your staff safe and your business compliant.
Serving Alcohol Safely and Responsibly
(Liquor Liability Insurance)
Essential coverage for alcohol-related incidents, helping your restaurant manage risks while keeping patrons safe.
Protecting Your Kitchen and Dining Room Investments
(Business Personal Property Insurance)
Safeguards your ovens, furnishings, and equipment from fire, theft, and other unexpected events.
Staying Afloat When the Unexpected Happens
(Business Interruption Insurance)
Provides income protection to help cover expenses if a disaster puts your business on hold.
Optional Coverage for Every Restaurant
Covering Employee Vehicle Use
(Hired and Non-Owned Auto Insurance)
Essential if employees use personal cars for deliveries or catering, protecting your business from on-the-road risks.
Fostering a Fair and Respectful Workplace
(Employment Practices Liability)
Coverage for employment claims, like wrongful termination or harassment, helping you build a compliant and respectful team.
Keeping Customer Data Safe from Digital Threats
(Cyber Liability Insurance)
Protects your business from data breaches and cyberattacks, offering vital support if you handle customer payment information.
